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HOUSE AND LOT FOR SALE THRU BANK AND IN HOUSE FINANCING

| Real Estate | July 8, 2014

Bellefort Estates encourages community interaction by being the first estate development in the Daang Hari area of Bacoor, Cavite to feature enclaves and linear parks. Enclaves are the extra open space in front of every home that provides the extra privacy and security to its cluster of townhouses.

Linear Park, on the other hand, is the extra open space at the back of almost every two-storey home that residents can use as a safe playground for kids, avenue for outdoor gatherings or a nook for relaxing in solitude. It is equipped with a drainage system and a fence for added security and has a gate exclusively for use of the residents in that block. Aside from the linear park, lush trees and shrubs also adorn common areas. Families will delight in the high-end clubhouse facilities this development will offer. So you get what you need without leaving home.

CHARLOTTE HOUSE MODEL AT BELLEFORT ESTATES

Charlotte house model is a 65 sqm single-attached house on a 110 sqm lot area. It has three bedrooms, two toilets and baths, a living room, dining area, kitchen, laundry/service area and a provision for a one-car garage.

Selling Price: 2,772,000
Reservation Fee: 20,000
Monthly Downpayment: 59,036.67

————————————————–

— HOUSE DESCRIPTION –

House Type : Single Attached 2-storey
Floor Area: 65 sq. m
Lot Area: 110 sq. m.
Three (3) Bedrooms
Two (2)Toilet and Bath
Living Area , Dining Area, Kitchen Area
Provision for one (1)-car Garage

HOUSE FINISHES:

Painted Sandblast Finish with Decorative Stonel
Painted Plain Cement Finish for Interior Wall
Tiled Toilet and Bath
Wood Handrail with Steel Decorative Railing
Stainless Kitchen Sink
Ceramic Tiles for Ground Floor
PVC tiles for Second Floor
Concrete Roof tiles

—————————————————

AMENITIES

Recreational Clubhouse
Elegant Entrance Gate
Linear Park
Swimming Pool
Basketball Court and Other Sports Facilities
Landscaped Areas Playgrounds
24 hour Security

—————————————————

–SAMPLE COMPUTATION –

Bank Financing:

Selling Price:————————— 2,772,000
Add:Processing Fees:————— 221,760
Total Contract Price:—————– 2,993,760
Required Downpayment:———— 374,220
Less Reservation Fee:————— 20,000
Net Downpayment:——————- 354,220
Downpayment term:—————— 6 months
Monthly Downpayment:————– 59,036.67
Balance after Downpayment:——- 2,619,540

MONTHLY AMORTIZATION AFTER DOWNPAYMENT

20 years: 23,053.61
15 years: 26,176.42
10 years: 32,924.98
5 years : 54,257.55

==============================

In-House Financing

Selling Price:————————— 2,772,000
Add:Processing Fees:————— 124,740
Total Contract Price:—————– 2,896,740
Required Downpayment:———— 869,022
Less Reservation Fee:————— 20,000
Net Downpayment:——————- 849,022
Downpayment term:—————— 12 months
Monthly Downpayment:————– 70,751.83
Balance after Downpayment:——- 2,027,718

MONTHLY AMORTIZATION AFTER DOWNPAYMENT

10 years: 41,461.30
5 years : 52,411.50
—————————————————

HOUSING LOAN REQUIREMENTS

IN-HOUSE FINANCING

2 Government Valid ID’s

– SSS, GSIS, Driver’s License, TIN ID, Voter’s ID
PRC, Passport and Unified Multi-Purpose ID
– Seafarer’s ID (w/ 3 specimen signature)

Residence Certificate (Cedula)
Birth Cert. / Married Cert.
3pcs. 1×1 pictures (white background)
Latest Proof of Billings
Income Tax Return (ITR) – for Locally Employed
Job Contract and Certificate of Employment
Post Dated Checks
Photocopy Passport (OFW)
Tax Identification Number
Waiver of Rights (Foreigner Spouse) Notarized

ATTORNEY IN FACT AND SPOUSE

2 valid ID’s

– For none working spouse (postal ID 1 Gov. ID)

Residence Certificate (Cedula)
3pcs. 1×1 Pictures

Required checks to issue

24 pcs. Downpayment
36 pcs. Amortization
1 pc. Guarantee check
9 pcs. Real Property Tax

70 pcs. – Total checks

ADD THESE FOR OFW:

Passport
Special Power of Attorney (Not Authenticated)

BANK FINANCING

2 Government Valid ID’s

– SSS, GSIS, Driver’s License, TIN ID, Voter’s ID
– PRC, Passport and Unified Multi-Purpose ID
– Seafarer’s ID (w/ 3 specimen signature)

Residence Certificate (Cedula)
Birth Cert. / Married Cert.
3pcs. 1×1 pictures (white background)
Latest Proof of Billings
Income Tax Return (ITR) – for Locally Employed
Job Contract and Certificate of Employment
Post Dated Checks
Photocopy Passport (OFW)
Tax Identification Number
Waiver of Rights (Foreigner Spouse) Notarized
CENOMAR (Certificate of Non-Marriage) OPTIONAL
3 months latest payslip

ATTORNEY IN FACT AND SPOUSE

2 valid ID’s

– For none working spouse (postal ID 1 Gov. ID)

Residence Certificate (Cedula)
3pcs. 1×1 Pictures

Required checks to issue

15 pcs. Total checks

ADD THESE FOR OFW:

Passport
Special Power of Attorney (Consularized)
Certificate of employment (Email Address of Employer Must Be Indicated)

Dont have a Checking Account?
Developer will give a Bank referral letter so buyer can open a checking account.
Only Php5,000 + Php 375 for the 1 Check booklet (100 pcs) a total of Php 5,375.00 to open a checking account with PLANTERS DEVELOPMENT BANK, Imus, Cavite Branch.

HOW TO AVAIL A HOUSE AND LOT?

1. Visit the model house of the housing project personally or thru your representative.
2. Choose the location of block and lot number and house thru developer’s site map.
3. Decide what will be your mode and terms of payment.

MODES OF PAYMENT:

A. Inhouse Financing – your loan will be process directly to the developer.
B. Bank Financing – developer shall be the one to process.
C. Cash Deferred Payment – 24 equal monthly installment 0% interest.
D. Spot Cash Payment – avail of discount if fully paid within 12 months.

TERM OF PAYMENTS:

A. Downpayment payable in how many months (Pre-selling)?
Inhouse Financing downpayment payable up to 24 months.
Bank Financing downpayment payable up to 15 months.
If you will pay the net downpayment in 30 days you can avail a 7.5% of net DP.

Note: Move in will be on the 16th to 18 months for the pre-selling unit.

B. Balance payable in how many years.
Inhouse Financing payable maximum of 10 years.
Bank Financing – payable maximum of 20 years.

4. Fill up Buyer’s Information Sheet (BIS) and Reservation Agreement Form.
5. Pay the reservation fee.
We accept the following payment options for resevations fee

Cash Payment
Credit Card
Check

6. Sign the following forms:

Contract to Sell
Special Power of Attorney (if Buyer is not available)
Insurance Form (Mortgage Redemption Insurance (MRI) and Fire Insurance
Inhouse or Bank Loan Application Forms

7. Get from Developer’s Office/Agent list of requirements to be submitted together with signed forms. Must be submitted within 60 days from reservation date.
8. Pay first your monthly downpayment after 30 to 45 days from reservation date. (Monthly amortization will start after the downpayment period).
9. Upon full downpayment or loan take out (bank financing), you may now inspect your house in preparation for transfer or move-in.
10. Sign house acceptance after inspection.
11. You may now apply for Meralco (3 weeks) and water connection (3 days). While waiting for electric connection, Developer will allow you to get electric connection thru sub-meter connection within the village.
12. Upon house acceptance, you’ll be allowed to construct interior and exterior improvements and expansion.Just get approval from Developer’s Office.
Approval from the Developer is free, fast and easy. You’ll only pay for the Building Permit to Local Municipal’s Office.

—————————————————-
You want to see the actual house?
Call now for free tripping everyday!

Jenny Ne alga (Marketing Staff / Gohomes Admin)

+63920-969-7551 (Smart)
+63922-872-9715 (Sun)
+632-584-4425 (Manila)
+6346-417-2345 (Cavite)

for more info and Images, please visit our website at www.caviterealtyhomes.com

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