Tips For Buying Your First Home

For a first time home buyer, the process can get quite overwhelming, giving you the feeling that the financial decisions are rapidly spinning out of control. When it comes to real estate, most people don?t have a lot of experience or know a lot about it. In all actuality, buying a home is actually a simple process. All you need to do is understand the basics, which will go a long way in helping you buy your very first home.

The first thing you should know is to avoid pre payment penalties at all costs. What this means, is that if you buy the home then later want to sell it before the balance of your mortgage is due, you?ll have to pay a penalty. You can find a variety of great loans that don?t include these types of penalties. If you find a loan that does include pre payment penalties, you should immediately turn it down and look for another loan.

You should also be on the lookout for good ARM?s. If you have a good ARM, then your interest rate and monthly payment will adjust at the exact same time. This will make sure that your interest doesn?t affect your monthly payment. If your interest rate does affect your payment, then you will notice the unpaid interest reflecting the overall amount of your loan balance.

You?ll also want to get pre approved for your house as well. This lets the seller know that you are serious about buying, and will normally work in your favor to give an edge – which is especially handy if there are several others interested in purchasing the home. Getting pre approved will also save you a lot of time as well. If you can?t get approved for a loan, you shouldn?t waste your time inspecting it, trying to get a good interest rate, or negotiating with the seller for your ideal price.

Before you purchase a home, you should always be aware of how much you can afford. Before you attempt to purchase a home, you should always go over your budget and figure out how much money you can spend on a mortgage payment. If you manage your money smart and know your finances, this shouldn?t take you hardly any time at all. On the other hand, if you don?t know your finances, this will take you a long time indeed.

If you?ve already purchase your first home, you should always avoid taking any type of home equity loan. These loans can be very tempting when you get in an emergency and need cash, although most home equity loans add up to more than the value of your home. You should never, under any circumstances take a home equity loan, as there are many other ways that you can clear up your personal problems without having to jeopardize your home.

Keep in mind that the above are just a few basic tips and that there are many other things you?ll need to know before you buy your very first house. You?ll need to be familiar with private mortgage insurance, special loan programs, fixed rate and adjustable rate mortgage, and several other things. Buying a home is an easy process, once you know a bit about it. If you familiarize yourself with buying a home and learn all that you can about what is involved, you?ll find the home buying process to be easier than you ever thought possible.

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Condo for Rent, Fairways Tower Global City

Prime Property, Prime Location, Splendid View

Nestled at the most prestigious crest of the Bonifacio Global City, the 28-storey Fairways Tower is adjacent to the Manila Golf Club of Forbes Park. The Fairways Tower is at the crossroads of the avenues of – McKinley Road and the Emilio Jacinto Road of Bonifacio Global City.

The unit is on the 23rd Floor, South Wing. The windows looks out to the Manila Polo Club, The Manila Golf Club, the Makati Skyline, further out to Manila Bay, and the sunset.

Details of Property:

Fairways Tower

23F Unit A/B, South Wing

2 Bedroom, 2T/B, with Maid’s room & toilet/bath

Total Area: 82 Square Meters livable space

* Rent: Php 1,000/square meter/month
* Other Charges:
* Association Dues – Php 70/Sq-M/Month (or Php 5,740/month)
* Basement Parking (1 Slot) – Php 5,000/Month

Lease term: 2 years straight preferred, minimum 1 year

Escalation: 6% per year beginning 2nd year

Advanced Rent and Security Deposit: Twelve (12) months Advance Rent and Two (2) months Security Deposit upon signing of Contract

Handover Condition:

- Unit is Fully Furnished

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4. Name of Property
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Condo for Sale, The Knightsbridge Residences at Century City, Makati Metro Manila

The Knightsbridge Residences will be the second residential tower to rise at Century City in Kalayaan Avenue, within the heart of the Philippines’ Central Business District.

Long renowned as the epicenter of Philippine social, cultural and financial activity, Makati is constantly evolving and reinvigorating itself, transforming into a true megalopolis that is poised to compete with other urban centers all over the world.
AT THE CENTER OF ALL THIS ENERGY LIES CENTURY CITY.
Century City’s location puts it in the middle of the most prime and expensive real estate in the country. A sprawling mixed-use development that incorporates live, work and play, it is a revolutionary “city within a city.”

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Condo for Rent, One McKinley Place Bonifacio Global City

Condo for Rent, One McKinley Place Bonifacio Global City
2 bedroom unit
PHP 85,000 per month

Call Directly:+63 9228225798 or (632) 8188983
(632) 8153737-local 3896 – 3895

Look for Mr. Glennis Nitafan

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Condo for Rent Global City

Condo for Rent Global City

Description:
The condo has 2 b/rms and a small guest/maid’s room. Master b/rm with ensuite bathroom (sliding folding shower enclosure) and cr;walk-in wardrobe, own balcony w/garden set,2 bedside tables & 2 ceramic lamps w/revolving light bulbs. The 2nd b/rm has mirrored wardrobe/closet, 2 bed side tables and a ceramic lamp w/revolving light bulb; opposite is own bathroom w/sliding folding shower enclosure,The guest/maid’s room has own mirrored closet, cozy folding chair/bed and adjacent is own cr w/shower. Both master & 2nd bed/rms have expensive beds w/underneath drawers.

Living room has 3-piece leatherette brown sofa set (& ottoman). each arm w/cup or glass holder, a small magazine box w/cup or glass holder, modern flat TV/video/dvd set, on the wall (top of the sofa) hangs made-to-order large mirror on a narra frame w/ handcarving trimmings in gold paint. Dining area: glass table w/4 chairs but expandable to 6 people,

Open kitchen has extended nook area (all worktops of granite finish)w/two breakfast stools. latest touch-burner cooker/oven,all set of plates, cups/saucers,cutleries,glasses,wineglasses.champagne flutes & cooking pans from London; there are hanging cupboards and swivel/swing plates/cups racks under the worktop; laundry area :w/ latest washing machine/dryer all in one drum & fridge-freezer.

Accessories: expensive chandeliers in the living room, dining area, hallway & 2 b/rms; aircons on the 2 b/rms & living room; paintings in the living area, dining area & master bedroom from London; all windows fitted w/venetian blinds & screens; one standing electric fan; beddings available if required.

On site is a swimming pool, children’s play area w/slides(still being developed),spacious tennis court, and a small gymn on the oposite Tower. There is a 24-hr security.Temporary free parking on the commercial area could be arranged directly with the Property Management Dept.as my Tenant, if required.

Call Directly:+63 9228225798 or (632) 8188983
(632) 8153737-local 3896 – 3895

Look for Mr. Glennis Nitafan

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Fort Victoria Towers

New Condominium for Sale

Discover a convenient and stylishly urban lifestyle made affordable at Fort Victoria Towers.
Fort Victoria Towers features comfortable and tastefully designed units that fit you living needs. Unit ranges from 45 sqm for the typical to 90 sqm for the combined which can be designed for an urban professional or converted into a three-bedroom family home. Each unit has generous living space with essential furnishings, all with spectacular views of the surrounding greenery, bustling Fort Bonifacio urban space and the Makati skyline. Units are designed to maximize space and function and are efficiently ventilate because more than a home, you deserve a sanctuary in the midst of the city.

Features and Amenities
* Swimming Pool
* Jacuzzi
* Sunbathing Deck
* Clubhouse with Function Rooms
* Gym
* Spa/Sauna
* Landscaped Park with Water Features
* Jogging Trail
* Playground
* Provision for Sports Area

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2. Email(valid email required)
3. Contact Number
4. Name of Property
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Call Directly: Philippines
+63 9228225798 or (632) 8188983
(632) 8153737-local 3896 – 3895

website: www.fortvictoriatowers.com

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Condo for Rent, Forbeswood Heights, Global City Philippines

Condo for Rent, Forbeswood Heights

1-br, 48 sqm condo unit for Rent located in the 12th floor of Tower 2, Forbeswood Heights, Bonifacio Global City. The property  is brand new and fully furnished for 2 persons (split-type ac’s, TV, heaters, queen-sized bed, washer/dryer, ref…down to beddings and cutletry). It was furnished originally for the owners’ personal use. It has a balcony overlooking the swimming pool, tennis courts, and garden.

Being in Forbeswood Heights, the property is very near Market!Market!, Bonifacio High Street, the soon-to-rise St. Luke’s Medical Center, and is in The Fort Bus route. In Forbeswood alone are restaurants, a salon, and other establishments.

The property is for annual lease at P40,000 a month inclusive of condo dues. Two months’ deposit, 12 months advance (negotiable). Personal contract only.

Contact Directly: mobile no# 0905 3281317

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Pacific Plaza Towers, Fort Bonifacio Global City

LISTING INFORMATIONS
Type: Condominiums
Category: For Rent
Area: 299 sqm
Price: Php 175,000.00
Location: Fort Bonifacio Global City

Condominium Name: Pacific Plaza Towers
City or Town: Global City, Fort Bonifacio
Floor Area (in sq.m): 299
Bedrooms: 3
Bathrooms: 3
Maid’s Room: Yes
Parking Slots: 2
Furnishing: Semi-furnished
Amenities: Swimming pool, chapel, gym, squash court, function room, 24 hours security
Features: Here’s a semi-furnished unit located at a high floor at Pacific Plaza Towers.
Great views of Makati skyline, Manila Golf and Country Club and Manila Bay sunset.
Viewing by appointment only.

Call Directly: +63 9228225798 or (632) 8188983
(632) 8153737-local 3896 – 3895

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Makati Condo for Sale, One Corporate Plaza

LISTING INFORMATION
Type: Condominiums
Category: For Sale
Area: 130 sqm
Price: Php 7,500,000.00
Location: near Greenbelt Mall Makati City

Condominium Name: One Corporate Plaza
Floor Area (in sq.m): 130
Parking Slots: 1
Features: Improved office unit located near Greenbelt Mall

Call Directly: +63 9228225798 or (632) 8188983
(632) 8153737-local 3896 – 3895

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Condo for Sale Forbeswood Heights Global City

LISTING INFORMATION
Type: Condominiums
Category: For Sale
Area: 36.5 sqm 392.88235 sqft
Price: Php 2,900,000.00
Location: Fort Bonifacio Global City

Forbeswood Heights is composed of six towers. You are near: Market!Market! Price Smart, MC Home Depot, International School, St. Luke’s Hospital, Jollibee, McDonald, Philippine Stock Exchange (soon), Glorietta, Greenbelt, & Rockwell. Close to Makati, Ortigas, C-5, South Superhighway, Ninoy Aquino International Airport, and EDSA.

Call directly at 09228225798 or 8188983 – 8153737-local 3896 – 3895

website: Condo for Sale

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